Free Tool

BRRRR Calculator

Cash-out at refi, capital recycled, and post-refi cash flow. Free, no signup.

Deal Inputs

$
$
mo
$
$
$
%
%
Hard money / bridge
%
Typically 70–75%
%

Assumes 7% vacancy, 8% each for management, maintenance, and CapEx, 2.5% purchase closing, 1 point, 2% refi closing. Sign up to adjust every assumption.

Results

57% RecycledCash left in: $34,307
Cash-Out at Refi$44,855
Total Cash Invested$79,162
Cash Left in Deal$34,307
Equity After Refi$72,000
Monthly Cash Flow (post-refi)$31
Cash-on-Cash (on cash left)1.1%
DSCR (post-refi)1.03
Cap Rate (on ARV)5.7%

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Upload a listing screenshot and Realastat fills the inputs and runs the underwriting. Duplicate the deal to re-underwrite it as a flip, BRRRR, or rental. 3 free analyses.

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The number that makes or breaks a BRRRR

Cash-out at refi: ARV times the lender's LTV, minus your acquisition loan balance and refi closing costs. Overestimate ARV by 10% and your capital recycle drops from 100% to something that traps your next down payment. The calculator also shows post-refi cash flow and the DSCR your refi lender underwrites against, usually 1.20 or better.

Frequently Asked Questions